Features
Short list on purpose. Each one earned its place.
Safe-to-spend
The main number. Recalculated when anything changes, and it explains itself - tap it and you see exactly which commitments were taken off.
Committed payments
Add the things that leave automatically. PYB spots repeating amounts and suggests them, but nothing is added without you saying yes.
Pots
Set money aside for something that is not monthly - car tax, a trip, Christmas. It comes off the spendable number straight away rather than ambushing you later.
Week view
Seven bars. That is the only chart in the app and we have turned down every request for a second one.
Two people, one budget
Share a household budget without sharing a login. Each person sees the same number and their own transactions.
Export
CSV of everything, any time, no upsell. It is your data and leaving should be easy.
Deliberately missing
Credit score tracking. It is not budgeting, it is a different product wearing a budgeting coat.
Investment advice. We are not qualified and neither is software.
Referral offers for loans. Every free budgeting app eventually sells you debt. We would rather charge you three pounds.