PYB
Plan Your Budget

A budget you can keep in your head

PYB works out what you can safely spend this week, shows you that one number, and stays out of the way.

Budgeting apps usually fail the same way. You categorise three months of transactions, feel briefly organised, then stop opening it. PYB is built around the assumption that you will not do any of that.

One number

Money in, minus what is committed, divided by the days left. That is the whole calculation and it is the whole screen.

Bills are not spending

Rent and the phone bill get set aside before the number is worked out, so a big direct debit on the 3rd does not make the month look ruined.

Nothing to categorise

There is no taxonomy to maintain. Spending is spending. You already know whether the coffee was a good idea.

Read-only bank access

PYB can see balances and transactions. It cannot move money, and there is no code path in it that could.

Works offline

If your bank's connection breaks, enter the balance by hand and everything still works. It is arithmetic, not magic.

Honest about payday

Tell it when you are next paid. Most of the stress in a budget is not knowing how far away that is.